In 1.3 we decided to put the invoice, etc. templates in the db for easier editing and management (and so that editing them would not need to write to the file system to edit templates. As of 1.4, the templates can now be edited in the db, allowing for far more secure web server setups (where all writeable data is in the database).
Further tasks include adding an HTML editor for the HTML templates and more. However this is a significant step forward.
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Best Wishes,
Chris Travers
Efficito: Hosted Accounting and ERP. Robust and Flexible. No vendor lock-in.